
Contractor Bonding Insurance: A Guide for Owners
A contractor takes your deposit, framing goes up, and then the phone goes dead. No crews show up. No call backs. Now you're standing in

A contractor takes your deposit, framing goes up, and then the phone goes dead. No crews show up. No call backs. Now you're standing in

You can be standing in the driveway right now, staring at a roof leak, a fire room, or a flooded hallway, and the first instinct

Oregon and Washington law generally require property insurers to pay valid claims within 60 days of receiving acceptable written proof of loss, and late payments

You've just had a pipe burst, a windstorm rip shingles off the roof, or a kitchen fire leave the framing looking questionable. The insurer wants

You can have a roof that still stands, inventory still on the shelves, and employees still asking when to reopen, yet the cash keeps bleeding

Standard homeowners insurance covers foundation cracks only when a sudden, covered peril caused them, like a burst pipe, fire, tornado, or fallen tree. It does

The call comes after dinner, or first thing Monday morning. A roof leak turned the hallway ceiling soft, a windstorm peeled shingles into the yard,

Your roof took a hit, the insurer sounded polite on the phone, and now you're staring at a repair estimate that feels too small to

You're standing in a wet kitchen, looking at buckled flooring, or walking through a fire-damaged room that still smells like smoke. The contractor says the