🔥 Background
In early 2024, a Portland homeowner experienced a significant kitchen fire caused by faulty wiring. The damage extended beyond the kitchen, affecting cabinetry, appliances, smoke damage to other rooms, and structural issues.
📄 Initial Insurance Offer
The homeowner filed a claim with their insurance company, who quickly assessed the damage and offered a $35,000 payout. However, the estimate did not include full cabinet replacement, smoke damage cleanup, or long-term electrical inspection.
🛠️ NW Claims Management Steps In
The homeowner reached out to NW Claims Management after feeling uneasy about the low estimate. Our licensed Oregon public adjusters:
- Conducted a full damage assessment
- Re-reviewed the policy in detail
- Brought in expert contractors for estimates
- Negotiated directly with the insurance provider
💰 Final Settlement
After 5 weeks of negotiation and documentation, NW Claims Management secured a final settlement of $95,200, covering:
- Full kitchen reconstruction
- Appliance replacement
- HVAC cleaning
- Professional smoke and odor remediation
- Temporary housing reimbursement
✅ Client Outcome
The client was able to fully restore their home without out-of-pocket expense and avoid cutting corners due to underpayment. They praised NW Claims Management’s dedication, responsiveness, and deep understanding of fire claim processes.
📣 Need Help With a Fire Claim in Oregon?
If your home has suffered fire damage, don’t settle for less. Contact NW Claims Management today for a free claim review.